Immediately after acquiring the newest files regarding Lender, the fresh new Ministry’s Percentage examines all of them and you will is located at decisionmission says to the lending company this approved the brand new subsidy, following the bank finishes Loan Agreement towards the credit applicant
Skopje, six th (MIA) Demand for brand new Pick a house Buy an apartment Enterprise somewhat increased following Reasonable for it Venture, that has been stored at that time 24 th Oct twenty eight th October. They explain your means of entry software program is easy, and it also has around three steps.
We are able to give an explanation for procedure of distribution app towards Pick a house Get a flat Endeavor, from inside the three tips and if you are updated, you will comprehend it are a very easy techniques. First faltering step is actually in search of a condo or family or a great deal getting house. The second step try approaching among the many 8 banking companies acting regarding Venture and you can complete the mandatory data, due to the fact next step is one of the Ministry from Fund, one as the reaching out-of decision to own approving this new subsidy, after which this new candidate cues mortgage arrangement with the respective lender, Ivana Bilbilovska, Spokesperson of the Ministry of Financing, told you.
Bank accumulates these types of files in the candidate and confirms whether he/she is eligible for getting the mortgage, and you can later it ahead the newest respective files into Ministry out-of Loans, Bilbilovska said
Are you aware that first step, Bilbilovska explains that the demands is actually for the latest apartment or even the home to get an alternative building and for the price maybe not to help you surpass EUR 900 for every rectangular meter. Person entry app for the Purchase a home Get an apartment Endeavor would be to stop Preliminary Contract into the builder or if perhaps he/she yields a property, he/she ought to provide framework and you will technology documentation.
The following action is actually for the fresh new citizen to address among the fresh 7 financial institutions, included in the Purchase property Pick a flat Endeavor, we.e. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB installment loans Dallas no credit check Tutunska, Sparkase and you will Prokredit banka. With the Preliminary Contract to own a flat otherwise property, this new individuals will be submit to the bank their/her ID, full-day a career certificate, certificate for the last half dozen paid off wages and you can statement, confirmed of the notary social, that within the basic five years of cost period, they none promote the brand new flat and/or home, neither book otherwise put them significantly less than 2nd home loan.
Third step is getting decision of the Ministry away from Financing. The fresh Payment into the Ministry off Loans matches one or more times for the forty five weeks, and you will, if required, over and over again.
If you don’t have your home or even the household the place you live has become too tiny available while want it a larger one and in case you want to capture a housing financing, than simply Purchase a home Get an apartment Investment, is truly a high probability hence. Funds provided by Ministry away from Money have an application off a good subsidies that reach up to EUR 14,000, together with interest rate is really reduced and you will numbers to three.95% in the 1st three years and you may 4.44% regarding the next and you will fifth year into design: repayment when selecting an apartment or subsidizing 75% of your payment when purchasing/developing a property, or repaired inside cost several months, bookkeeping having 4.5% and additionally six-times EURIBOR, to the design: equivalent (50%/50%) involvement when selecting a condo or subsidizing 75% of one’s contribution when purchasing/developing a home, Spokesperson of one’s Ministry out-of Money Ivana Bilbilovska, told you.